Prepaid credits.
60–70% under legacy.
$10 per /v1/parcel (NHD + Tax bundled). $5 per singleton. Cache hits free. Balances never expire. No invoices, no Net 30, no AR.
Per-call rate
One line on your bill per API call.
No surprise add-ons. No tenant flood upcharge. Tax coverage included in the parcel bundle.
| Endpoint | What it returns | Cost |
|---|---|---|
| /v1/parcel | Unified NHD + Tax envelope. The recommended call. | $10.001 credit |
| /v1/tax | Decoded California property tax + Mello-Roos. | $5.000.5 credit |
| /v1/hazards | Statewide NHD hazard layers, parcel or point. | $5.000.5 credit |
| Cache hits | Re-querying the same APN within 30 days. | $0.00Free |
Per unique APN per calendar month. If you call a singleton and then later call /v1/parcel for the same APN in the same month, you pay the difference, not the full bundle.
Credit packs
Buy credits in bulk. Pay less per call.
Each pack is a Stripe one-time payment. Balance loads instantly. No subscriptions, no AR, no surprises.
Pilot
$10,000
1,000 credits · List rate
Best for evaluating against your existing provider.
- ~1,000 unified parcel calls
- Or ~2,000 tax/hazards singletons
- Cache hits free
- Balance never expires
Starter
$45,000
5,000 credits · 10% off list
Best for boutique title / NHD providers and lender QC teams.
- ~5,000 unified parcel calls
- Or ~10,000 tax/hazards singletons
- Cache hits free
- Balance never expires
Growth
$85,000
10,000 credits · 15% off list
Best for active wholesale/correspondent lenders + mid-market title.
- ~10,000 unified parcel calls
- Or ~20,000 tax/hazards singletons
- Cache hits free
- Balance never expires
Scale
$200k
25,000 credits · 20% off list
Negotiated rate with annual commit and NET 0 invoicing option.
- ~25,000 unified parcel calls
- Or ~50,000 tax/hazards singletons
- Cache hits free
- Balance never expires
Scale-tier customers can opt into NET 0 weekly invoicing (card-on-file, charged on delivery) in lieu of prepaid packs. Email scott@nhddata.com to discuss.
In market
Same legal disclosure. A fraction of the price.
Every California NHD provider pulls from the same FEMA, CAL FIRE, CGS, DWR, and CalGEM datasets. The legal validity comes from the form on page 1 — not the price.
| Vendor | Per report | API | Tax decode | Channel |
|---|---|---|---|---|
| JCP-LGS · First American | $123.95 | PDF + SOAP | Add-on | Title bundled |
| SnapNHD | $99.95 | REST | Add-on | Direct |
| MyNHD · Property I.D. | $110.00 | Limited | Add-on | Title bundled |
| NHDdata | $10.00 | REST · /v1/parcel | Bundled | Direct API |
Legacy provider prices sourced from public rate cards and title tenant disclosures, May 2026.
FAQ
Pricing questions.
Do credits expire?
No. Balances persist for the life of the account. Run them down on your own cadence.
What counts as a billable call?
Per unique APN per calendar month. Repeated calls to the same APN within 30 days are served from cache and don't consume credits — confirmed by the cache_hit: true field on the response.
What if I run out mid-month?
Your API key keeps working — the failing call gets a 402 with the required and current cents, and you can top up from /dashboard/billing in under a minute. Enable auto-recharge to never see a 402.
Can I get NET 30 invoicing?
Scale-tier customers can opt into NET 0 weekly invoicing (card-on-file, charged on delivery) in lieu of prepaid packs. We don't extend AR float — that's the whole reason we can list at this price.
How does this compare to JCP / FANHD / SnapNHD?
Legacy CA NHD providers list at $25–$35 per report and bundle through title escrow. $10 per /v1/parcel is a 60–70% undercut and skips the title channel entirely. At 1,000 reports/month that's roughly $240,000/year back on your P&L.
Still cheaper than building it yourself.
Sandbox key in 24 hours. No credit card required to evaluate.